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A program designed around you – no matter your size

Get in touch with us today and learn how we can help you choose a financing solution right for your veterinary clinic.



Ready to work together with Wells Fargo Retail Services?

Our multi-use client financing program makes treatments possible

The Wells Fargo Health Advantage credit card program offers pet owners
the flexibility to pay for their pet's treatments over time.

General Veterinary Practice Care & Treatment Procedures
Emergency Clinic Treatment & Procedures

  • Hospital Care
  • Dental, Allergy, & Arthritis Treatment
  • Specialty Treatments
  • Equine
  • Pet Food & Supplies

We offer a comprehensive program to help you build your clinic.

Our credit card program addresses client concerns about their pet’s treatment costs and supports your clinic in meaningful ways.

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Competitive plans and terms

Your clients benefit from more plan options to support their pet's needs, fewer treatment limitations due to their insurance or money on hand, and competitive rates you'll both appreciate.

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Innovative, time-saving digital tools

Keep your clinic running smoothly and ease back office management by making day-to-day transactions easier than ever.

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Dedicated relationship managers

Expect relationship-driven service and program support you can rely on from our dedicated team — just a call or click away.

Dependable tools for your clinic

Powerful digital processing options

Our online tools let you conduct business from anywhere at any time1

  • Patients enter their own personal information, saving time and reducing errors.
  • The end-to-end paperless process streamlines applications and transactions.
  • Financial information is transmitted directly and securely to Wells Fargo.2

1. This process requires an internet connection. Please ensure your device is able to connect to the internet using your own data package. This process does not include a Notice of Right to Cancel. If you conduct business outside of your normal place of business (e.g., consumer home, fair, trade show, expo, etc.), you’re still required to notify your customers of their rights.
2. Paper applications and invoices must continue to be available for those customers who do not agree to receive the terms and conditions electronically.

Powerful digital processing options

Our online tools let you conduct business from anywhere at any time.1

  • Patients enter their own personal information, saving time and reducing errors.
  • The end-to-end paperless process streamlines applications and transactions.
  • Financial information is transmitted directly and securely to Wells Fargo.2

1. This process requires an internet connection. Please ensure your device is able to connect to the internet using your own data package. This process does not include a Notice of Right to Cancel. If you conduct business outside of your normal place of business (e.g., consumer home, fair, trade show, expo, etc.), you’re still required to notify your customers of their rights.
2. Paper applications and invoices must continue to be available for those customers who do not agree to receive the terms and conditions electronically.

A client submitting a mobile application A client submitting a mobile application

Text to apply

Give your clients the added convenience of using our text to apply capability through our mobile application.

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Business reporting

Access our business reporting tools and merchant summary reports, freeing you up to do what you do best — care for your patients.

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Marketing support

Leverage marketing tools provided by our team, designed to bring clients back to get the services their pets need.

Frequently Asked Questions

What are some of the benefits of the Wells Fargo Health Advantage credit card program?

The Wells Fargo Health Advantage credit card program offers pet owners the flexibility to pay for their pet's treatments over time.


Why should I offer the Wells Fargo Health Advantage credit card program if I already accept general purpose credit cards?

Unlike general-purpose credit cards, the Wells Fargo Health Advantage credit card program offers flexible, special terms promotions. In the end, your clients have the option to get the recommended treatment today and pay for it over time with convenient monthly payments, keeping their cash and other credit cards available. A revolving line of credit allows clients to return to your clinic with their pets for extended treatments and follow-up visits.


What kind of training do you provide?

After you sign up as a Wells Fargo Health Advantage credit card program provider, a representative will send a start-up kit complete with marketing materials, including client brochures, tent cards, and window stickers, to your office and schedule a program training session with your staff to answer questions about financing and the program. Throughout the training, your representative will walk through the consumer application, credit decision, clinic payment process, and answer any questions you may have.



Let's work together to help expand your practice

Ready to enroll with Wells Fargo Retail Services?